Insurance brokerage built for modern businesses

$10k+ saved on GL

Coverwatch is one of those – why didn't I think of that companies. I hate the last minute take-it-or-leave-it quotes that our insurance agents always did. Coverwatch leveraged AI to put out a much more detailed RFQ that actually listened to the nuances of our business. And more importantly, it got to more carriers and actually made them bid more aggressively for our business. We saved over $10,000 on our general policy alone, and it was a much much better policy with broader coverage. And I actually knew what I was getting for once. Their side-by-side analysis stopped all the guessing of whether the carrier was reputable and what was included. And the brokers fees aren't buried somewhere in the legal language, so there's no surprises. I gave them all our insurance business and have been banging down their door to include health insurance also. Hopefully soon. Can't recommend Coverwatch enough, and I do wish I had thought of it.

Bound in 72 hours

We were three days from a partnership deadline, and insurance was the last thing standing. I had four brokers working on it - Coverwatch went from our first call to fully bound in 72 hours, at the best price of the four. But what actually made them our broker for good was the quote email: it listed the exact risks that were covered so I understood how the policies function, and what each would cost to close. Since then they've acted as our risk management team, not just our policy vendor - proactive, same-day, and straight with us about every tradeoff. Swift turn around with thoughtful suggestion to a change of requirement in less than 24 hours.

34% below renewal

Coverwatch came in 34% below the renewal we were quoted, and every line got better at the same time. Our E&O deductible dropped 80% and our coverage improved significantly. They function as our risk management team, not just our broker.

$41,500 saved annually

Kevin was great. He walked our board through all three quotes, answered every question, and made the whole thing easy. We saved $41,500 on the renewal.

Closed an enterprise deal

As a Fintech startup, it's very hard to find affordable insurance that has the coverage we need for our complex business. Kevin helped us navigate the complexity and cross-compare General Liability Insurance that I was unable to do on my own through all these online business insurance vendors. He was able to quickly get us affordable insurance to protect our business so that we could sign a new enterprise client.

Global program placed

Coverwatch took the time to deeply understand our international business before quoting anything: how we operate, where the real exposures are, what our clients expect from us. Then they helped us design a risk plan, with professional liability, crime and cyber working together, and placed coverage that genuinely meets all of our worldwide needs with strong carriers. Responsive, thorough, and truly advisory.

Bound when others passed

Roofing is one of the hardest classes in insurance, and other markets would not touch us. Coverwatch got both our liability and our workers comp bound, on terms that actually cover the work my crews do. Responsive, straight-talking, and relentless. They got it done when nobody else would.

Renewal increase cut to 8%

The renewal for our condo policy came in 28% higher with worse coverage. Coverwatch found the errors in our appraisal and got the increase down to 8%. They explained everything in plain English so the board knew what we were buying.

$18k+ saved at renewal

Coverwatch saved us a little over $18,000 at renewal and still improved our recall coverage. Most brokers get lost once we mention Amazon and overseas manufacturing, but they understood our business from the first call.

Garagekeepers gap fixed

Coverwatch noticed our garagekeepers limit was nowhere near the value of the cars in the shop overnight. They raised it and explained exactly how a claim on a customer's car would get paid. No other agent had ever taken the time to do that.

17% lower total premium

Coverwatch caught that our liquor liability didn't cover our off-site catering. They fixed it and still cut our total premium 17%. Easy to work with from start to finish.

Cyber, bound fast

Coverwatch got our cyber coverage right: the limits our customers actually ask about, at a sensible price, bound fast. They took the time to understand what we do, answered every question in plain English, and have been clear and responsive ever since. Simple, quick, and done properly the first time.

One coordinated renewal

Two brokers told us they couldn't help because we're roofers. Coverwatch took the time to understand what our crews actually do, found an insurer that would take us, and put all our policies on one renewal. Straight with us the whole way.

Five stores, one program

Each of our five stores had its own policy. Coverwatch was able to put everything on one program, made sure refrigeration and spoilage were covered at every store, and made adding a new location simple.

Covered in days

Fast, fairly priced, and none of the runaround. Coverwatch had us covered in days, explained exactly what we were buying, and they answer in plain English whenever we ask anything. No chasing, no surprises, no jargon. That is all we wanted from a broker, and it is exactly what we got.

46% lower premiums

Kevin and Coverwatch helped us reduce our premiums by 46% and improved our insurance coverage.

Fastest broker we’ve used

Coverwatch is the fastest and most responsive insurance broker I've worked with. They understood our needs and designed an insurance package that was affordable and covered exactly what our business needed.