The Insurance Brokerage for leading HOA & Community Association Managers
We are an insurance brokerage and platform built exclusively for HOA and condominium management companies — designed to reduce administrative load, improve market access, and bring clarity to risk.
3 renewals due within the next 30 days
Communities
12
Premium
$4.2M
Due Soon
3
this month
Retention
98%
Upcoming Renewals
View all
Community
Renewal
Status
Sunset Ridge HOA
GL, Property
Jun 15
Oakwood Estates
D&O, GL
Jul 02
Harbor View Condos
Property, Flood
Jul 18
Maplewood Commons
GL, Umbrella
Aug 01
Last synced 2 min ago
All systems operational
Why HOA managers choose Coverwatch
We specialize in community association risk so you don't have to.
Save Time
No more chasing brokers, sitting on hold, or making endless calls to carriers. Everything lives on one modern platform.
Better Coverage & Pricing
Unlike traditional brokers, we shop the full insurance market and leverage your portfolio’s scale to secure better coverage and more competitive pricing.
Automated Renewals
We manage the entire renewal process end-to-end, including policies from other brokers. Starting 60 days before renewal and delivering board-ready proposals a minimum of 15 days before renewal.
Save time with our platform
Active Claims
3 openWater Damage - Unit 204
In ReviewSunset Ridge HOA · Filed Jan 28
Roof Repair - Building C
PendingOakwood Estates · Filed Feb 03
Recent Messages
The adjuster has approved the water damage claim. Settlement will be processed this week.
2:34 PM
Great, I'll update the board. Can you send the summary to the HOA president?
2:36 PM
Quotes Pending
4
Awaiting
7
Received
2
Board Ready
Last synced 1 min ago
Live
Request or renew insurance in 1 minute
In Coverwatch you can request a quote in just 1 minute thanks to our AI intake form, leveraging your existing documentation.
Managed insurance claims
Coverwatch handles the end-to-end resolution of claims, and gives you real-time updates in one modern platform.
Send claims updates
You can send claims updates to the HOA Board and stakeholders via SMS or email so everyone is up to date.
Integrate with your Property Management System
We integrate into the most popular PMS so you can handle insurance workflows directly from there.
A full risk team behind every community you manage
Think of us as your in-house risk department. We provide end-to-end support for every policy and every community in your portfolio.
Communities we protect
From small HOAs to large-scale planned communities, we tailor coverage to every association type.
Condominium Associations
Master policies, unit owner coverage, and shared amenity protection
Single-Family HOAs
Common area liability and D&O coverage
Planned Communities
Large-scale developments with complex shared infrastructure
Mixed-Use Developments
Combined residential and commercial risk management
Townhome Communities
Shared-wall coverage and common element protection
Manage a different type of community? Get in touch to discuss your needs.
Coverage for every HOA risk
Comprehensive protection tailored to community association exposures
Slip & fall, bodily injury claims
Board decision liability protection
Buildings, common areas, amenities
Flood damage to shared structures
Wildfire, windstorm, hail coverage
On-site staff and contractor coverage
Protection against employee theft
Additional liability limits
HVAC, elevator, pool equipment
Code upgrade compliance costs
Association vehicle liability
Data breach and cyber attack protection
Need coverage not listed here? Let's talk about your specific exposures.
Focus on keeping your HOAs happy.
We'll handle the insurance.
Book a free demo and see how Coverwatch can simplify insurance management for your entire portfolio.
Free consultation · No obligation · (415) 738-7727